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The benefits of having a college degree have been well documented. Not only do college graduates earn over twenty thousand dollars per year more than people who do not have a college degree, but there are other benefits as well. Studies suggest that people who have college degrees also have more money in savings accounts, more personal and professional options, a better quality of life for their children, and make sounder purchasing decisions.

If you have decided to pursue a college degree while working full time, do not fear, it is not necessary to quit your job or reduce your number of working hours. Today, it is easier than ever to earn a college degree online. Probably the most difficult part about earning your degree online will be choosing which online degree program is right for you. As discussed previously, the top three things to consider about online degree programs are: program accreditation, program longevity and reputation, and instructor quality. But, if you would like to do an even more through job in investigating your online degree options, consider the following tips below.

1. Tuition and Fees Financing – Everyone knows that earning a college degree can be an expensive endeavor, whether you choose a brick and mortar college or an online degree program. So if you are considering an online degree program, consider checking into the financing options for the tuition and fees of the program. Some online colleges are eligible to participate in financial aid programs, while others are not. If you are counting on some sort of financial assistance to pay for your online degree, this is definitely something you would want to look into.

2. Satisfied Customers – If possible, it would be very valuable for you to talk to some people who have actually graduated from the online programs you are considering. Perhaps the schools you are looking into have student forums or message boards you could poll for customer satisfaction. You could also search for the name of your school and words like reviews or recommendations in any popular search engine and possibly investigate the experiences of former students this way.

3. Technical Support – Earning an online degree obviously means you will be doing the bulk of your course work using a computer and internet access. If something is not working properly on the end of the online program, there should be technical support available to assist you in fixing the problem.

4. Class Size – While you may think class size may not matter when considering an online degree program, it certainly does. Although you will not have to deal with sitting in a classroom with hundreds of other students, if the class sizes in an online degree program are very large, you will have a limited amount of your instructor’s attention. You want to make sure any questions you have are answered in a timely and complete manner and any guidance you may need is addressed properly. Instructors that are overloaded with students simply do not have the time and energy to properly educate all of their students.

• California contractors license
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• California contractors license exam
• California contractors license exam prep
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According to the Contractor’s License Law exam preparation book from Peerless Institute, 10% of all workers in the United States are employed in the construction business. Yet, says Peerless Institute, fully 50% of all fall related workplace fatalities occur among construction workers and 15% of all workers compensation costs are attributed to injuries caused on the construction site. Construction sites can be dangerous places, but licensed contractors in the state of California are required to create and use a written Code of Safe Practices to help prevent injuries on site.

This Code of Safe Practices must be provided to every new employee when they are hired to make sure they follow the safety practices established by the contractor. Additionally, employees must be provided with details about any safety hazard that is specific to the job site at which they work. These specific risks could include things like potential hazardous material exposure, the use of demolition explosives, scaffolding safety procedures, or any other situations that could put the employee at risk of injury or death.

Of course, the code requires the employer to visit the job site before any work begins to determine what site specific hazards exist. The contractor must then write up his safe practices document and provide any necessary safety equipment to keep his workers as safe as possible once the site is opened up and work begins. Then, safety meetings must be held every 10 days or less.

Still, no matter how many precautions are taken, construction remains one of the most dangerous jobs. According to the California Division of Labor Statistics, each year roughly 52,000 construction workers fall victim to disabling injury in the State of California alone. 38% of these injuries are due to overexertion or strain, by far the largest single cause of injury on the construction site. Most overexertion injuries are preventable if employees are instructed in proper procedures for strenuous activities such as lifting heavy objects and are provided with proper safety equipment. Unfortunately many belief that devices such as back belts can help prevent injury when lifting heavy objects, however, OSHA states that “back belts… are not effective engineering controls to prevent back injury.”

The second most common cause of construction workplace injuries are falls from ladders, elevated platforms or other surfaces. Falls account for 27% of construction workplace injuries, says the California Division of Labor Statistics. The third major cause of injury is from using machines or tools or being struck by a machine or tool. These tool and machine related injuries make up 16% of the total.

While construction sites and the job itself carry certain inescapable risks, licensed contractors following OSHA practices follow the industry best practices to reduce worker injury on the job.